{"id":1733,"date":"2024-12-13T15:48:53","date_gmt":"2024-12-13T15:48:53","guid":{"rendered":"https:\/\/sprezet.com\/crecer\/?page_id=1733"},"modified":"2025-04-17T21:53:40","modified_gmt":"2025-04-17T21:53:40","slug":"simulador-de-credito","status":"publish","type":"page","link":"https:\/\/sprezet.com\/crecer\/simulador-de-credito\/","title":{"rendered":"Simulador de Cr\u00e9dito"},"content":{"rendered":"\t\t
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Portada<\/a><\/span><\/span><\/p>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t

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Simulador de Cr\u00e9dito<\/h2>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t
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\n\t\t\t\t\t\n\n\n \n Simulador de Cr\u00e9dito<\/title>\n <style>\n body { font-family: Arial, sans-serif; }\n label { display: block; margin-top: 10px; }\n table { border-collapse: collapse; width: 100%; margin-top: 20px; background: #fff; }\n th, td { border: 1px solid #ccc; padding: 8px; text-align: center; }\n th { background-color: #e0e0e0; }\n input { padding: 5px; width: 200px; }\n button { margin-top: 15px; padding: 10px 20px; }\n <\/style>\n<\/head>\n<body>\n \n\n <label>Monto del pr\u00e9stamo: <input type=\"number\" id=\"monto\" value=\"5000\" step=\"0.01\"><\/label>\n <label>Tasa de inter\u00e9s anual (%): <input type=\"number\" id=\"tasaAnual\" value=\"13.5\" step=\"0.01\"><\/label>\n <label>Plazo en meses: <input type=\"number\" id=\"plazo\" value=\"15\"><\/label>\n <label>Fecha de desembolso: <input type=\"date\" id=\"desembolso\" value=\"2024-12-20\"><\/label>\n <label>Primera cuota: <input type=\"date\" id=\"primeraCuota\" value=\"2024-12-30\"><\/label>\n\n <button onclick=\"calcularCredito()\">Calcular<\/button>\n\n <div id=\"resultado\"><\/div>\n\n <script>\n function calcularCredito() {\n const monto = parseFloat(document.getElementById('monto').value);\n const tasaAnual = parseFloat(document.getElementById('tasaAnual').value) \/ 100;\n const plazo = parseInt(document.getElementById('plazo').value);\n const fechaDesembolso = new Date(document.getElementById('desembolso').value);\n const fechaPrimeraCuota = new Date(document.getElementById('primeraCuota').value);\n\n const tasaMensual = tasaAnual \/ 12;\n const diferenciaDias = Math.floor((fechaPrimeraCuota - fechaDesembolso) \/ (1000 * 60 * 60 * 24)) - 1;\n\n const numerador = monto * tasaMensual;\n const denominador = 1 - (1 \/ Math.pow(1 + tasaMensual, plazo));\n const cuota = numerador \/ denominador;\n\n const interesProporcional = monto * tasaMensual * diferenciaDias \/ 30;\n const amortizacionRegular = cuota - (monto * tasaMensual);\n const primeraCuotaAjustada = amortizacionRegular + interesProporcional;\n\n let tabla = `<table>\n <tr><th>DIV<\/th><th>CAPITAL<\/th><th>AMORTIZACI\u00d3N<\/th><th>INTER\u00c9S<\/th><th>DIVIDENDO<\/th><th>FECHA<\/th><\/tr>`;\n\n let capital = monto;\n let fecha = new Date(fechaPrimeraCuota);\n\n \/\/ Primera cuota ajustada\n tabla += `<tr>\n <td>1<\/td>\n <td>${capital.toFixed(2)}<\/td>\n <td>${amortizacionRegular.toFixed(2)}<\/td>\n <td>${interesProporcional.toFixed(2)}<\/td>\n <td>${primeraCuotaAjustada.toFixed(2)}<\/td>\n <td>${fecha.toLocaleDateString('es-ES')}<\/td>\n <\/tr>`;\n\n capital -= amortizacionRegular;\n\n for (let i = 2; i <= plazo; i++) {\n fecha.setMonth(fecha.getMonth() + 1);\n const interes = capital * tasaMensual;\n const amortizacion = cuota - interes;\n capital -= amortizacion;\n\n tabla += `<tr>\n <td>${i}<\/td>\n <td>${capital.toFixed(2)}<\/td>\n <td>${amortizacion.toFixed(2)}<\/td>\n <td>${interes.toFixed(2)}<\/td>\n <td>${cuota.toFixed(2)}<\/td>\n <td>${fecha.toLocaleDateString('es-ES')}<\/td>\n <\/tr>`;\n }\n\n tabla += '<\/table>';\n document.getElementById('resultado').innerHTML = tabla;\n }\n <\/script>\n<\/body>\n<\/html>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<section class=\"elementor-section elementor-top-section elementor-element elementor-element-6b07422 elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"6b07422\" data-element_type=\"section\" data-e-type=\"section\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-100 elementor-top-column elementor-element elementor-element-161286b\" data-id=\"161286b\" data-element_type=\"column\" data-e-type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-6af4bce elementor-widget-divider--view-line elementor-widget elementor-widget-divider\" data-id=\"6af4bce\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"divider.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<div class=\"elementor-divider\">\n\t\t\t<span class=\"elementor-divider-separator\">\n\t\t\t\t\t\t<\/span>\n\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<section class=\"elementor-section elementor-top-section elementor-element elementor-element-4c3c57d elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"4c3c57d\" data-element_type=\"section\" data-e-type=\"section\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-100 elementor-top-column elementor-element elementor-element-5493003\" data-id=\"5493003\" data-element_type=\"column\" data-e-type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-31661e8 elementor-widget elementor-widget-heading\" data-id=\"31661e8\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\">Nuestras sucursales<\/h2>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<section class=\"elementor-section elementor-top-section elementor-element elementor-element-056e4c8 elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"056e4c8\" data-element_type=\"section\" data-e-type=\"section\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-50 elementor-top-column elementor-element elementor-element-8af324e\" data-id=\"8af324e\" data-element_type=\"column\" data-e-type=\"column\" data-settings=\"{"background_background":"classic"}\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-c9d3503 elementor-widget__width-initial elementor-widget elementor-widget-heading\" data-id=\"c9d3503\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\">Guayaquil<\/h2>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-f43016f elementor-widget elementor-widget-heading\" data-id=\"f43016f\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<p class=\"elementor-heading-title elementor-size-default\">Parque industrial Pascuales, Km 16 1\/2 v\u00eda Daule<\/p>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-193d351 elementor-widget__width-initial elementor-widget elementor-widget-heading\" data-id=\"193d351\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\">Contactos Guayaquil<\/h2>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<section class=\"elementor-section elementor-inner-section elementor-element elementor-element-2d4e3ce elementor-section-content-middle elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"2d4e3ce\" data-element_type=\"section\" data-e-type=\"section\" data-settings=\"{"background_background":"classic"}\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-no\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-50 elementor-inner-column elementor-element elementor-element-92f6a21\" data-id=\"92f6a21\" data-element_type=\"column\" data-e-type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-20bccc3 elementor-widget elementor-widget-image\" data-id=\"20bccc3\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"image.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<img decoding=\"async\" width=\"25\" height=\"25\" src=\"https:\/\/sprezet.com\/crecer\/wp-content\/uploads\/2024\/12\/contact_page.png\" class=\"attachment-large size-large wp-image-1627\" alt=\"\" \/>\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t<div class=\"elementor-column elementor-col-50 elementor-inner-column elementor-element elementor-element-ceb53a7\" data-id=\"ceb53a7\" data-element_type=\"column\" data-e-type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-81dba0a elementor-widget elementor-widget-text-editor\" data-id=\"81dba0a\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<p><strong>Katiuska Arcos<\/strong><br \/>Mail: arkathmag@hotmail.com<br \/>Celular: 0958958317<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<section class=\"elementor-section elementor-inner-section elementor-element elementor-element-8d3b70f elementor-section-content-middle elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"8d3b70f\" data-element_type=\"section\" data-e-type=\"section\" data-settings=\"{"background_background":"classic"}\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-no\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-33 elementor-inner-column elementor-element elementor-element-ae6a5dc\" data-id=\"ae6a5dc\" data-element_type=\"column\" data-e-type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-87bb070 elementor-widget elementor-widget-image\" data-id=\"87bb070\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"image.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<img decoding=\"async\" width=\"25\" height=\"25\" src=\"https:\/\/sprezet.com\/crecer\/wp-content\/uploads\/2024\/12\/contact_page.png\" class=\"attachment-large size-large wp-image-1627\" alt=\"\" \/>\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t<div class=\"elementor-column elementor-col-33 elementor-inner-column elementor-element elementor-element-a62d28f\" data-id=\"a62d28f\" data-element_type=\"column\" data-e-type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-b6b672a elementor-widget elementor-widget-text-editor\" data-id=\"b6b672a\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<p><strong>Joffre P\u00e9rez<\/strong><br \/>Mail: joffre.perez-ext@ab-inbev.com<br \/>Celular:0992830170<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t<div class=\"elementor-column elementor-col-33 elementor-inner-column elementor-element elementor-element-f7d11ca\" data-id=\"f7d11ca\" data-element_type=\"column\" data-e-type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-e6b3322 elementor-invisible elementor-widget elementor-widget-heading\" data-id=\"e6b3322\" data-element_type=\"widget\" data-e-type=\"widget\" data-settings=\"{"_animation":"fadeInLeft"}\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<p class=\"elementor-heading-title elementor-size-default\"><a href=\"https:\/\/maps.app.goo.gl\/WRNv8sjzehPK9BQi6\">Ir al mapa<\/a><\/p>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t<div class=\"elementor-column elementor-col-50 elementor-top-column elementor-element elementor-element-71f0e2b\" data-id=\"71f0e2b\" data-element_type=\"column\" data-e-type=\"column\" data-settings=\"{"background_background":"classic"}\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-30294fc elementor-widget__width-initial elementor-widget elementor-widget-heading\" data-id=\"30294fc\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\">Quito<\/h2>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-4a7dee1 elementor-widget elementor-widget-heading\" data-id=\"4a7dee1\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<p class=\"elementor-heading-title elementor-size-default\">Cumbaya, Barrio la Mandarina, Av. Fco. de Orellana km 4.5<\/p>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-8844f7e elementor-widget__width-initial elementor-widget elementor-widget-heading\" data-id=\"8844f7e\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\">Contactos Quito<\/h2>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<section class=\"elementor-section elementor-inner-section elementor-element elementor-element-3888727 elementor-section-content-middle elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"3888727\" data-element_type=\"section\" data-e-type=\"section\" data-settings=\"{"background_background":"classic"}\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-no\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-33 elementor-inner-column elementor-element elementor-element-6df8257\" data-id=\"6df8257\" data-element_type=\"column\" data-e-type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-1a2f1e9 elementor-widget elementor-widget-image\" data-id=\"1a2f1e9\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"image.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<img decoding=\"async\" width=\"24\" height=\"24\" src=\"https:\/\/sprezet.com\/crecer\/wp-content\/uploads\/2023\/10\/ico-envelop.png\" class=\"attachment-large size-large wp-image-494\" alt=\"\" \/>\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t<div class=\"elementor-column elementor-col-33 elementor-inner-column elementor-element elementor-element-f167cf0\" data-id=\"f167cf0\" data-element_type=\"column\" data-e-type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-23348da elementor-widget elementor-widget-text-editor\" data-id=\"23348da\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<p><strong>Jessica Garz\u00f3n<\/strong><br \/>Telf.: 023879600<br \/>Ext: 287209 \/ 287210<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t<div class=\"elementor-column elementor-col-33 elementor-inner-column elementor-element elementor-element-850a7a1\" data-id=\"850a7a1\" data-element_type=\"column\" data-e-type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-96198ed elementor-invisible elementor-widget elementor-widget-heading\" data-id=\"96198ed\" data-element_type=\"widget\" data-e-type=\"widget\" data-settings=\"{"_animation":"fadeInLeft"}\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<p class=\"elementor-heading-title elementor-size-default\"><a href=\"https:\/\/maps.app.goo.gl\/SbxuZQwRrtnp3NHg8\">Ir al mapa<\/a><\/p>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<\/div>\n\t\t","protected":false},"excerpt":{"rendered":"<p>Simulador de Cr\u00e9dito Simulador de Cr\u00e9dito Monto del pr\u00e9stamo: Tasa de inter\u00e9s anual (%): Plazo en meses: Fecha de desembolso: Primera cuota: Calcular Nuestras sucursales Guayaquil Parque industrial Pascuales, Km 16 1\/2 v\u00eda Daule Contactos Guayaquil Katiuska ArcosMail: arkathmag@hotmail.comCelular: 0958958317 Joffre P\u00e9rezMail: joffre.perez-ext@ab-inbev.comCelular:0992830170 Ir al mapa Quito Cumbaya, Barrio la Mandarina, Av. Fco. de Orellana […]<\/p>\n","protected":false},"author":1,"featured_media":0,"parent":0,"menu_order":0,"comment_status":"closed","ping_status":"closed","template":"","meta":{"footnotes":""},"class_list":["post-1733","page","type-page","status-publish","hentry"],"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v28.1 - https:\/\/yoast.com\/product\/yoast-seo-wordpress\/ -->\n<title>Simulador de Cr\u00e9dito - Crecer<\/title>\n<meta name=\"robots\" content=\"noindex, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<meta property=\"og:locale\" content=\"es_ES\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"Simulador de Cr\u00e9dito - Crecer\" \/>\n<meta property=\"og:description\" content=\"Simulador de Cr\u00e9dito Simulador de Cr\u00e9dito Monto del pr\u00e9stamo: Tasa de inter\u00e9s anual (%): Plazo en meses: Fecha de desembolso: Primera cuota: Calcular Nuestras sucursales Guayaquil Parque industrial Pascuales, Km 16 1\/2 v\u00eda Daule Contactos Guayaquil Katiuska ArcosMail: arkathmag@hotmail.comCelular: 0958958317 Joffre P\u00e9rezMail: joffre.perez-ext@ab-inbev.comCelular:0992830170 Ir al mapa Quito Cumbaya, Barrio la Mandarina, Av. 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